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Learn more BENEFIT SPENDING ACCOUNTS One Simple Solution For HSAs, FSAs, HRAs, and Commuter accounts, you need a partner that’s stable, flexible, efficient, and driven to delight. Learn more Open a new HSA Login to your account Sign up for online access Healthy financial plans include a health savings account (HSA) Individuals A UMB health savings account belongs to you for your lifetime. It’s your spending account. It’s your choice. It’s your future. Learn more Employers You want the best partner. At UMB, we know what it takes. We’ll take care of you and your employees. It’s that simple. Learn more Partners You need to demonstrate value to your clients. You want a partner that has your back. UMB is that partner. Learn more Five questions and answers about health savings accounts (HSAs) During open enrollment, many want to better understand their benefit options. Below are the top 5 questions about health savings accounts. 1. What are some of the key benefits that health savings accounts bring? With an HSA, the money an... Read Now How to maximize your health savings account at various stages of your life Open enrollment is the perfect time to learn about a health savings account (HSA) and how to utilize it as a lifelong financial tool. What is an HSA? An HSA is an individually owned, tax-advantaged account that may be used... Read Now HSAs can help grow confidence in retirement planning Despite the increase in boomers retiring, 27% of retirees feel not too confident, or not at all confident, in their ability to live comfortably in retirement, according to the 2023 Employee Benefits Research Institute‡ Retirement Confidence survey. This lack of... Read Now Benefits of a health savings account in your financial plan Reviewing your healthcare spending and saving strategy can help you gain financial confidence in the coming year. With the effects of the pandemic continuing to impact finances, using a health savings account to offset current or future healthcare expenses is... Read Now How to build your retirement savings (infographic) Building and maintaining retirement savings is one of the most important long-term financial goals for many Americans. Regardless of your personal situation, having a plan for your golden years is a smart move—although getting started may seem overwhelming. Review these... Read Now Categories (field_wp_categories) Tags (field_wp_tags) Search Talk to a UMB Sales Representative Regional UMB Sales Representatives are available for assistance with partner support, employer support, and HDHP/HSA education. Connect today About UMB Healthcare Services UMB Healthcare Services, a division of UMB Bank, n.a., delivers healthcare payment solutions including custodial services for health savings accounts (HSAs) and private label, multipurpose debit cards to insurance carriers, third-party administrators, software companies, employers and financial institutions. Learn more UMB by the numbers As an established leader in the financial healthcare service industry, UMB brings a wealth of expertise to the full spectrum of benefit account administration. SVG 110 years of financial leadership SVG More than 5.8 million Healthcare cards in circulation SVG Nearly 1.5 million Health savings accounts totaling more than $3.75 billion in assets and deposits CONTACT US Please contact UMB Healthcare Services with any questions or comments. Individuals : 866.520.4HSA (4472) Employers: 855.664.4160 Partners: 888.677.1115 Customer service representatives are available: Monday through Friday, 7 a.m. to 7:30 p.m. CT Saturday, 8 a.m. to 5 p.m. CT Automated account information is available 24-hours a day. Mailing Address: UMB Bank, n.a., UMB Healthcare Services, P.O. Box 419226, Kansas City, MO 64141 Funds in an HSA Deposit Account are held at UMB Bank, n.a., Member FDIC. Benefit spending accounts are NOT deposits or obligations of UMB Bank, N.A. and are NOT insured by the FDIC. High-Deductible Health Plans constitute insurance products, which are not offered by UMB Bank, n.a. and are not FDIC-insured. 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